MEDITERRANEAN INTERNATIONAL JOURNAL OF MANAGEMENT SCIENCES & ENTREPRENEURSHIP
VOL. 13 NO. 7 (MIJMSE) MARCH, 2021
Published by: MEDITERRANEAN PUBLICATIONS AND RESEARCH INTERNATIONAL,
Canberra ACT 0201, Australia.
Bayero University, Kano, PMB 3011, Kano State, Nigeria.
E-MAIL: firstname.lastname@example.org PHONE: +234-708-717-324
ANALYZING NIGERIA ECONOMY PERFORMANCE ON EMERGING MARKET: AN ISSUE FOR INFLATION TARGETING
ABUBAKAR HARUNA1, ILIYA BAWA2 AND MARIGA ISA HARUNA3
1Department of Marketing, ISM Adonai University, Cotonou, Republic of Benin 2Department of Business Administration, Federal University Lokoja, Kogi State, Nigeria 3Department of Marketing, Federal Polytechnic Nasarawa, Nigeria
There are diverse opinion among economist and concerned professionals about whether inflation targeting has a favourable or unfavourable impact on Nigerian economy. The study objective is to analyze the influence of inflation targeting on emerging market for economic performance. Expo Facto research design was adopted using information from CBN and NBS on consumer price index, unemployment rate, exchange rate and Gross Domestic Product. Simple regression analysis was used. The findings reviews that persistence increase in price of commodity and joblessness in a clear indication of deficient macroeconomic performance. The study recommended that attempt should be made to stabilize CPI thereby promoting long term growth of Gross Domestics Product.
KEYWORDS: Emerging Market, Inflation Targeting, Consumer Price Index, Unemployment, Interest Rate, Gross Domestic Product.
NON-TRADITIONAL EXPORTS AND ECONOMIC GROWTH: A CRITICAL LOOK AT KWARA STATE, NIGERIA
IBRAHIM BAMIDELE HAMZAT; & RAHMAN O. MUSTAPHA
Department of Business and Entrepreneurship, Faculty of Humanities, Management and Social Science, Kwara State University, Malete P.M.B 1530, Ilorin
In order to stabilize foreign earnings, boost income growths and upgrade value added, developing countries had to increase the varieties of export basket diversifying exports remain the major concern for policy makers in many countries. There have been calls therefore on all developing economy of the world to improve Export for favourable economic growth and development (W.T.O. 1997).As a result therefore, this study examines the impact of Nontraditional exports on government earnings (A Case Study of Kwara State).This research is explanatory in nature with adoption of case study and archival as a strategy with the distributions of questionnaire for collection of primary data and uses of secondary data State to compliment data gathered. The quantitative method with Karl Pearson product moment correlation co-efficient as tool for data analysis and Top- commodity Index and Lorenz Curve to determine the level of concentration and diversification of export product of Kwara State. The research however, reveals that Improvement of Gross Domestic Product of Nigeria is positively influenced by disaggregated Agricultural items. The researcher thereby concludes that, more efforts should be intensified to improve Nontraditional export area so as to protect economy from collapsing and enhance economic growth of Nigeria and Kwara State in Particular.
KEYWORDS: Non-traditional export, Economic growth, Disaggregated Agricultural items, Concentration and Diversification.
UTILIZATION OF ICT TOOLS IN ACCESSING VITAL AGRICULTURAL INFORMATION FOR SUSTAINABLE AGRICULTURAL PRODUCTION IN BAUCHI STATE, NIGERIA
*GIDADO, A. S. AND **WAMBAI, A
*Agricultural Economics and Extension Department, Bauchi State University, Gadau, Jama’are Campus Bauchi State **Agricultural Economics and Extension Department, Taraba State University, Jalingo Taraba State.
The paper examined the utilization of ICT tools in accessing agricultural information for sustainable agricultural production in Bauchi state Nigeria. A sample of 180 respondents was randomly drawn from rural areas of the state. Data were collected with the help of interview schedule constructed for the purpose of the study. The schedule was pre-tested to ensure its validity for the survey. Descriptive and inferential statistics were used to analyze the types of ICTs used by farmers to access agricultural information in the study area, while multiple regression analysis and Likert scale mean were applied to determine relationships between farmer socioeconomic factors and types of ICT tools used, and the constraints they encountered. Results indicate that most farmers used radio (87.2%), followed by GSM/smart phone (50%), Internet/website (48.89%) and television (47.20%). Regression coefficients for age (x1), marital status (x3) and family size (x4) were negatively and significantly related to the use of ICT tools, implying that use of ICT tools decreased with increase in the 3 variables. On the other hand, annual income (x7), educational level (x8) and farming experience (x9) were positively and significantly related to the use of ICT tools. Result further revealed that poor connectivity, inadequate training, unstable power supply, high cost of internet were perceived to severely hinder access and use of ICT tools in the study area. The study recommended that agricultural extension services be sustained, to create more awareness, extension workers to be provided with proven skills in utilizing ICT tools, government and other stakeholders to ensure availability of basic infrastructure in the rural areas while Research institutes and other agricultural information generation centres to ensure update of their websites, portals and links with latest agricultural data and information for farmers’ needs.
KEYWORDS: Utilization, ICT, agricultural information, sustainable agriculture
EFFECT OF FIRM CHARACTERISTICS ON STOCK RETURNS OF SELECTED QUOTED EQUITY FIRMS IN NIGERIA
NYIKYAA, MIRIAM NGUAVESE
Department of Accounting, Nasarawa State University, Keffi
Emerging markets have different structures and institutional characteristics from developed stock markets, and in view of the fact that investors are interested in getting more insights into the activities of blue chip companies, it is imperative to find out whether stock returns in Nigeria respond differently to effects of firm level attributes factors or not. Hence, the study examined the effects of firm size, ratio of market to book value per share, and price to earnings ratio on stock returns of selected quoted equity firms in Nigeria from 2010 – 2019. The population comprised of top twenty-five most capitalized quoted equity firms, out of which twenty-one companies represent the sample of the study. The study adopted ex-post facto research design. The study used secondary data obtained from the audited accounts of the sampled firms, Central Bank of Nigeria Statistical Bulletin and the Nigerian Stock Exchange database and website. Analysis of data was carried out using panel data regression. The panel regression results indicated significant positive effect between ratio of market to book value per share and stock returns in Nigeria, and insignificant negative effect between firm size and stock returns in Nigeria. A further regression result indicated insignificant positive effect between price to earnings ratio and stock returns of selected quoted companies in Nigeria. The study recommended among others; monitoring and surveillance by the Securities and Exchange Commission, careful use of market to book value per share ratio by investors, determination of correct and comparable earnings per share by investors and investment analysts.
KEYWORDS: Firm size, Ratio of market to book value per share, Price to earnings ratio, and stock return
EFFECT OF TAX EVASION, TAX PAYERS ENLIGHTENMENT AND REVENUE GENERATION: EVIDENCE FROM BORNO STATE BOARD OF INTERNAL REVENUE SERVICE.
1MOHAMMED YUSUF, 2ALI SHERIFF TAIBU AND 3MOHAMMED HAMIDU
1-2Department of Accountancy, Ramat Polytechnic, Maiduguri, Borno State. 3Department of Accountancy, College of Business and Management Studies, Konduga, Borno State.
This study examined the Effect of Tax Evasion, Tax Payers Enlightenment and Revenue Generation: Evidence from Borno State Board of Internal Revenue Service. Primary source of data was used in gathering the required information for the study with the aid of structured closed-ended questionnaire. Purposive sampling technique was used to arrive at a sample size of fifty (50) drawn from the total population of ninety-five (95) respondents. Simple linear regression was employed to predict whether the explanatory variables namely, tax evasion, tax payers enlightenment have significant effect or not on the dependent variable, that is, revenue generation. It was found that tax evasion and tax payer’ enlightenment have significant effect on revenue generation evidence from the state board of internal revenue Maiduguri, Borno State implying that the internally generated revenues drastically fall due to the attitudes of taxpayers in evading tax payment as well as poor enlightenment champagne’. The study recommends that the State Board of Internal Revenue Service should ensure an enforcement of penalties for tax defaulters, evaders and these penalties should be made clearer and public. This will create real threat and actual carrying out of audit inspection, inquiry, penalty and punishment for an errant taxpayer. The current tax procedure should be amended to provide for establishment of a professional and independent tax tribunal that could hear matters of fact and law in relation to the assessment under appeal.
KEYWORDS: Tax Evasion, Tax Payers Enlightenment, Revenue Generation, Taxation, SBIRS.
THE CAUSES AND EFFECTS OF FLOODING IN GASHUA TOWN BADE LOCAL GOVERNMENT AREA, YOBE STATE
MUKHTAR SULEIMAN1, ABBA SALEH2 AND DAHIRU SHAMSUDEEN SANI3
1,2Department of Geography, Faculty of Arts, Management and Social Sciences, Federal University Gashua, Yobe. 3Department of Geography, Faculty of Social Sciences, Zamfara College of Arts and Sciences Gusau.
Flooding is a serious environmental hazard that usually destroys properties and even lives. The aim of this research is to assess the causes and effect of flooding in Gashua town Bade LGA, Yobe State, with the view of establishing a foundation upon which to base the result of this research so as to suggest useful strategies of control and adaptation in Bade Local Government Area in Yobe State. The main sources of data used for the work were the primary and secondary sources of data. The primary data are information gotten directly from field by the researcher. 225 copies of questionnaire were administered among the respondents using simple random sampling of which only 200 were returned to the researcher. The result of the analysis reveals that 75 percent of the respondents have experienced flooding and 75 percent of the respondents suggested that flooding experience could be attributed to heavy and frequent rainfall in the study area. Other causes of flooding include building on floodplain, rapid urbanization; poor and inadequate drainage facilities are responsible for flooding in the area. The flooding in the area has caused displacement of people, damage of structures/farmland and loss of lives. Measures recommended to control flooding in the area include proper construction and utilization of drainage system to reduce excessive run-off, development of flood forecasting and early warning system, dissemination of information to local farmers and dwellers to channel their efforts towards flood control.
KEYWORDS: Yobe, Flooding, Causes, Effects, Gashua.
FINANCIAL MARKET DEVELOPMENT AND ECONOMIC GROWTH IN SUB-SAHARAN AFRICA: A DYNAMIC PANEL GMM APPROACH
ANUYA, DAVID E. & IFIONU, EBERE P.
Department of Finance & Banking, Faculty of Management Sciences, University of Port Harcourt, Rivers State, Nigeria
This study investigates the effect of financial markets development on economic growth in Sub-Saharan Africa using the dynamic panel GMM approach. Financial markets development is measured by three dimensions: access, depth and efficiency, while economic growth is measured by real per capita income. The data used were collected at yearly interval and have a panel structure, comprising all 48 countries in the Sub-Saharan African region over the period from 2000 to 2017. The empirical analysis is based on the Arellano-Bond first difference approach using lagged levels of the endogenous variables to control the endogeneity problem associated with dynamic panel models. We find that all the three dimensions of financial market development have a highly significant impact on economic growth. However, while both financial markets access and efficiency have negative coefficients, the impact of financial markets depth is positive. These findings have policy implications for Sub-Saharan countries regarding economic growth and developments.
KEYWORDS: Financial markets development, economic growth, dynamic panel GMM
IMPACT OF COMMUNICATION ON CUSTOMERS’ SATISFACTION IN HOSPITALITY INDUSTRY IN KWARA STATE, NIGERIA
ADEYEMI ABDULWASIU ADEBAYO
Department of Business and Entrepreneurship, School of Business and Governance, Kwara State University, Malete Nigeria.
This research examined the relationship between effective communication and customer`s satisfaction with a particular reference to hospitality industry in kwara State. It is aimed at finding out the extent to which effective communication helps customer`s satisfaction in Kwara State. In an attempt to establish the thrust of this research, primary and secondary data were generated. Secondary data were sourced from articles textbook and journals and primary data was generated through self-administered questionnaire. Both descriptive and inferential statistics were utilized for data analysis with the aid of statistics package for social science. Descriptive data was analyzed using simple percentage table and regression analytical tools were used to test the hypothesis. From the empirical result obtained, it was discovered that (communication channel and message design) considered in this study were predictors of customer satisfaction. The result also showed that there was a significant relationship between communication channel and customer loyalty. Based on the findings from the study, it was recommended that both management and junior staff should develop more interest in best communication strategies to retain both new and old customers.
KEYWORDS: Effective communication, Customer`s Performance, Communication channel, Customer loyalty and messagedesign
CONTEMPORARY SMALL AND MEDIUM ENTERPRISES AND CONTEMPORARY CORPORATE SOCIAL RESPONSIBILITY IN NIGERIA: A REVIEW
AYOZIE DANIEL OGECHUKWU, Ph.D
Department of Business Administration, Federal University, Lokoja, P. M.B. 1154, Lokoja Kogi State, Nigeria
This paper briefly looks at the historical background of SMEs in Nigeria offers the definition of SMEs and CSR evaluates different CSR programmes and recommend that SMEs as a matter of agency must set up CSR departments and participate in programs that will develop the communities in which they operate their business in Nigeria. Business in Nigeria has been classified as small, medium and large. In both the developed and developing countries, the government is turning to small and medium scale industries, as a means of economic development and a veritable means of solving problems. It is also a seedbed of innovations, inventions and employment. Presently in Nigeria, SMEs assist in promoting the growth of the country’s economy, hence all the levels of government at different times has policies which promote the growth and sustenance of SMEs. But SMEs in their respective communities of operation are let to fully participate in corporate social responsibility so as maintain their relevance. The paper is a literature review of paper. SMEs have contributed greatly to Nigerians development by the provision of employment marketing of goods and services and through the growth and development of the rural areas. It has also brought about the growth of indigenous entrepreneurship in Nigeria. Corporate social responsibility argue that corporations make more long term profits by operating with a perspective, while critics argue that CSR distracts from the economic role of businesses, CSR is titled to an organisation’s mission as well as a guide to what the company stands for and will uphold to its community and consumers. This paper a literature review and descriptive in nature examines the definition and historical development of Small Scale Business and Entrepreneurship in Nigeria, explores the meaning and areas of Corporate Social Responsibility by SMEs in Nigeria. It advances solutions on the specific problems of entrepreneurship and CSR. It concludes by making some recommendations, of which is that SMEs must as a matter of fact engage in CSR, but must work within their financial capacity of such small firms. For am SMEs to be relevant it must participate in CSR program.
KEYWORDS: Small and Medium Enterprises, Corporate Social Responsibility, Entrepreneurs, Participatory, Facilitatory, Regulatory, Firm, Business.
URBAN RESILIENCE: ADAPTABILITY AND SUSTAINABILITY OF CITY TO DISASTER IN BIRNIN KEBBI, NIGERIA.
TPL. OYELADE IMOLE AND TPL. OYEDIRAN KAYODE.
Department of Urban and regional planning, Waziri Umaru Federal Polytechnic, Birnin Kebbi, Kebbi state, Nigeria
The Research studied on urban resilience: adaptability and sustainability of city to disaster in Birnin Kebbi, Nigeria. The Aim of this study is to examine the resilience nature of Birnin Kebbi’s city in Nigeria and establish the constituents of threats in the area. The Objectives are to identify the current environmental threats to the people living in the area; to examine possible governance failure towards building resilience in the study area and to dentify some economic importance derived from building resilience. This study adopted both primary and secondary data. The primary data made used of questionnaires which were administered to 125 professionals in the built environment within the study area. Data Analysis was done using frequency, percentage and weighted Average. The Study revealed that Covid-19, flooding, and environmental degradation are the most common environmental threats posed within the study area, the failure of governance processes in areas such as regulatory challenge, financial challenge and socio-economic challenge among others while also identifying the benefits of building resilience. The study recommends promotion of green infrastructure; building institutions, government agencies, and civil society to strengthening the governance structure and at the same time promote good urban governance.
KEYWORDS: Urban; Resilience; Climate; Disaster; City and Shocks.
EFFECTS OF CORONAVIRUS DISEASES (COVID 19) ON FOOD CROPS TRADERS IN KADUNA METROPOLIS, KADUNA STATE, NIGERIA
1SHAMSUDDEEN S SAEED, 2 USMAN UMAR, 3FAROUQ U, SULAIMAN
1&2Department of accounting, College of Business and Management Studies, School of Business and Financial Studies, Kaduna, Polytechnic 3Department management studies, College of Business and Management Studies, School of Business and Financisal Studies, Kaduna, Polytechnic
This study tries to investigate the effect of coronavirus diseases (covid-19) on food crops traders in Kaduna metropolis, Kaduna state, Nigeria. The study used survey method, were data for the work obtained through questionnaire which administered on respondents on face-to-face basis by the researcher and retrieved on the spot so as to record high return rate. The study population consisted of both food crops traders in Kaduna metropolis and had spent 15 years selling crops. All persons that had not met these criteria were not included from participating in the study. The finding showed that respondents had knowledge about corvid-19 but the state government play politic on the issue of pandemic more than the disease itself and also refused to provide necessary material to the state citizen. The study recommended that government should put more effort on campaign awareness to educate the citizen on danger of the pandemic (covid-19) and stop playing politic on the issue of pandemic more than the disease itself. Governments, NCDC and every stakeholder should provide protective material to the citizen such as face marsk, sensitizers, hand gloves and operational structure for crops traders during and after coronavirus diseases.
KEYWORDS: Coronavirus, Food Crops Trader, Pandemic, Government.
EFFECT OF INVESTMENT DECISION ON THE GROWTH OF SMALL AND MEDIUM ENTERPRISES (SMEs) IN NIGERIA
HAMZA SALIHU UMAR
Department of Banking and Finance, Federal Polytechnic, Bauchi.
Small and medium enterprises (SMEs) investment forms a very important part of the Nigerian economy. The SME sector is a major engine which encourages the growth of jobs opportunities and wealth creation in the country’s economic system. SMEs investment acts as a significant part that is linked to the strengthening and enhancement of the development of the country, increase in SME investment decision leads to growth in manufacturing, agriculture, services, and so on. This is because SMEs are considered as the engine that drives any economy forward including that of Nigeria. Sustainable growth and the increase of SME competitiveness will open numerous doors for employment opportunities, tangible and intangible assets (investment) in the economy. The SME sector has developed rapidly over the years. The main objective of this paper is to look at the effects of investment decision on the growth of SMEs in Nigeria. The questionnaire will be use to obtain primary data for the study. Regression has also used as a tool for data analysis. Based on data analysis it will be discovered that the rate of investment is low; the rate of growth of SMEs is also low; the rate of return on investment is moderate and the profit on investment is low. It will recommend that the government and the private sector should invest more for the faster growth of small and medium enterprises; the government should work hard reducing the rate of inflation in order to enhance the purchasing power of the citizen; this will go a long way to increase the rate of return on investment by small scale entrepreneurs and the government and private sector should come together and work for the growth of the economy in order to help SMEs to earn higher profit on their investment.
KEYWORDS: Investment Decision; Growth; Small and Medium Enterprises. (SMEs)
STRATEGIC MANAGEMENT ACCOUNTING AND MARKETING APPROACH
1OKONOFUA STEPHEN OGA, 2OLOYEDE KEHINDE ARO & 3UNUIGBOKHAI OLUFEMI ANTHONY
1&2Marketing Department, Auchi Polytechnic, Auchi, Edo State. 3Accountancy Department, Auchi Polytechnic, Auchi, Edo State.
This paper is to investigate the marketing aspects that influences strategic management accounting usage. Business strategy has been operationalized through strategic pattern mission and positioning, hence strategic management accounting has an important role to play in providing information about the major source of competitive advantage of an enterprise in increasingly dynamic environments the provision of strategically relevant information is of paramount importance for the formulation and execution of business strategies, then, to search for marketing aspects which can lead to strategic goals set by organizations, interdisciplinary approach which includes, accounting and marketing can help executive management and academics in creating performance scorecards and strategy framework.
KEYWORDS: Strategic, Management Accounting, Marketing, Approach, Organization
ENTREPRENEURIAL INVESTMENT AND REVENUE GENERATION IN TERTIARY INSTITUTIONS: AN INNOVATIVE APPROACH TO FINANCIAL BURDENS
ACHAMA GODWIN IKECHUKWU; NWACHUKWU CHINWEOKE M. CHARLES; NWAIGBO JOHN ESONWUNNE; & ONWUMERE CHINASA
1Department of Business Administration and Management Imo State Polytechnic, Umuagwo.
The global mantra is financial crunch. Greece is fighting to survive with huge debt burden from European Union. In Nigeria, most states are crumbling resulting to their inability to pay workers salary. Most tertiary institutions could not execute reasonable academic projects with large backlog of salary arrears owed to workers. This is because the tertiary institutions have depended solely on allocations or grants from federal and state government for their sustenance and ignoring possible areas of internal revenue generation. It is on this premise that this study was aimed at looking on how entrepreneurial investment and revenue generation in tertiary institutions can ease this financial burden of tertiary institutions and at the same time stimulate entrepreneurial practical among students in the school. The study adopted the content analysis approach to source, adopt and justify the relationship and effect of position on another. Hence, its profound dependent on secondary data was analyzed to drive home points. The study revealed the possibility and importance of entrepreneurial investment as a revenue generating device for tertiary institutions and recommended among others proactive measures that can be used as the means to alleviating financial burdens.
KEYWORDS: Entrepreneur, Investment, Tertiary Institutions, Revenue Generation, Financial Burden, Innovation.
OIL RESOURCE MANAGEMENT AND INDUSTRIAL DEVELOPMENT IN NIGERIA: EMPIRICAL EVIDENCE FROM NBS PETROL PRICE WATCH
*CHIGBO GERALDINE NGOZI; *UGWUOKE AUGUSTINE CHIKA; & **IKEH NNAEMEKA STANLEY
*Corporate Affairs and Information Dept., National Productivity Centre, Enugu State Office. **Consultancy and Business Development (CBD) Dept., National Productivity Centre, Enugu State Office.
Industrializing Nigeria requires steady and affordable energy supply and distribution. Hence, this paper examined Nigeria’s petrol market for evidence of consumers paying above the government approved prices and for evidence of asymmetric response of retail petrol prices to changes in oil price. National Bureau of Statistics’ (NBS) Petrol Price Watch data was used together with descriptive analysis and an ARDL-ECM model. Overall, we find that even when the product is subsidized, consumers in most states pay above the government approved prices. In addition, we find that both in the short-run and long-run, retail petrol prices in Nigeria respond asymmetrically to changes in oil price. These findings are contrary to Nigeria’s status as an oil-rich country, thereby capturing the stark reality of poor utilization of the country’s oil resources to improve its industrial competitiveness.
KEYWORDS: Natural resource; Petrol pricing; Industrialization; Nigeria; Competitiveness; Consumers; Energy supply and Distribution.
THE IMPACT OF CORPORATE GOVERNANCE ON FINANCIAL PERFORMANCE OF LISTED DEPOSITS MONEY BANKS IN NIGERIA.
Department of Accountancy, School of General Studies and Management Technology, Federal Polytechnic Bali, P.M.B. 05 Bali, Taraba State.
This study examines the impact of corporate governance on financial performance of listed deposits money Banks in Nigeria. It adopted ex post factor research design, which made the use of secondary data in ensuring that data obtained are sufficient for a reasonable conclusion. Financial performance of banks was measured using Return on Assets (ROA) and corporate governance was measured using three variables: board size, board composition and audit committee size. Partial correlation and regression was used to analyze the data using STATA version 14 and SPSS. The results showed that board size and board composition have a positive and significant impact on financial performance, while audit committee size have positive but insignificant effect on financial performance of Commercial Banks in Nigeria. It also revealed that small board size (board of directors) contributes positively and significantly to the financial performance of Commercial Banks in Nigeria. The study recommends that banks should maintain relatively small board size dominated by outside directors within the provisions of the code of corporate governance for banks but the board should comprise of members, who are conversant with oversight function and having capacity to add significant value in decision making toward achieving greater performance.
KEYWORDS: Corporate Governance, Bank Performance, Board size, Board composition, Audit Committee size.
PUBLIC FINANCIAL MANAGEMENT REFORMS IN NIGERIA: AN ASSESSMENT OF INFORMATION AND CASH MANAGEMENT SYSTEMS
Department Of Economics, School Of Secondary, Arts And Social Science Education, Federal College Of Education Zaria, Kaduna Nigeria
The reclining Nigerian economic growth has been blamed on factors like the cost of governance and a lack of transparency, accountability & fiscal discipline in the routine governance of the country. An improved public financial management system in the country can mitigate these factors. To achieve sustainable economic growth, the country would need a planned approach to financial discipline, targeted investment and economic diversification as opposed to an over dependence on oil revenue. In a bid to achieve fiscal discipline, public financial management reforms were adopted to reduce fiscal deficit and enhance the predictability of public expenditures. Consequently, this study entails a content analysis of the public financial management reforms used to promote the country’s financial management system and accountability. These reforms included integrated payment and financial management information systems and a treasury single account. The study concluded on the premise that proper implementation of fiscal discipline can serve as a measure for Nigerian public financial management. The study further recommended an enhancement of capacity, commitment and political will alongside adequate funding be maintained in order to gain the benefits of fiscal discipline and improving public financial management while ultimately achieve sustainable economic growth.
KEYWORDS: Public Financial Management, Public Sector Accounting, Fiscal Discipline, Sustainable Economic Growth,
COOPERATIVE MANAGEMENT AND ITS EFFECT ON ORGANIZATIONAL AGILITY: EMPIRICAL INVESTIGATION OF NIGERIA’S BANKS
1YAKUBU YAHAYA (Ph.D), 2ADEYEMI, M. ADEBISI, 3OGUNLADE OLABAMIJI, 2ADESOLA, M.A
1Department of Business Administration, School of Management Studies, Abubakar Tatari Ali Polytechnic, Bauchi, Nigeria 2Department of Business Administration and Management, Osun State Polytechnic, Iree, Nigeria 3Department of Accountancy, the Polytechnic Ibadan, Ibadan, Nigeria
This study examines the impact of cooperative management on organizational agility with specific reference to Nigeria’s banks. The convenience sampling is used to select sixteen (16) respondents from each selected bank totaling two hundred and forty (240) respondents as the sample size for the study. Data is performed with the aid of the mean and ordinary least square method of estimation. Result reveals cooperative management has a positive and significant effect on organizational agility. Moreover, the study recommended that the management of Nigeria’s banks should empower their staff with a spectrum of skills with modern technologies. Also, employees should be allowed to participate in decision making.
KEYWORDS: Organizational Agility, Cooperative, Effect, Empirical Investigation, Nigerian Banks.
THE IMPORTANCE OF PERSONNEL MANAGEMENT IN ORGANIZATION
DR ANTHONY EMHENYA IYOHA
Department of Political Science and Public Administration, Edo State University, Uzairue
This study is design to investigate position of personnel management in Nigerian Organizations with a view of finding possible solutions where necessary in order to enhance workers efficiency because the success of an organization is achieved through efficient human resources development, which will help them to grow into more confident in the performance of their duties. The study recommend that a well-planned and systematic training and development are organized for the staff (employees) which will enables them acquire the necessary skills for the performance of their various jobs and provide opportunity for their advancement in the organization.
KEYWORDS: Personnel. Organization, Management, Employee, Training
PROFESSIONAL MANPOWER AVAILABILITY AND HEALTHCARE SERVICE DELIVERY IN FEDERAL HOSPITALS ABUJA, NIGERIA
ATSUA, JUDITH TERKUMBUR; EZINNWAYI MADUKOMA (Ph.D); & IKONNE, CHINYERE .N. (Ph.D)
Department of Information Resources Management. Babcock University, Ilisan-Remo. Ogun State
The study examined professional manpower availability and healthcare service delivery in federal hospitals in FCT Abuja, Nigeria. The study employed survey research design. Total number of outpatient and healthcare personnel working in the National hospital and Federal Medical centre were chosen as the study population. Total enumeration sampling method was employed to include 356 general outpatient patients and 264 health workers in the selected federal hospitals. Data were collected using a well-structured questionnaire and analysed at 5% (P<0.05) level of significance. The study shows that qualification of personnel has a negative but insignificant effect on healthcare service delivery. Professional skills have positive but not significant effect on healthcare service delivery. Collaboration and team work posits a positive effect on healthcare service delivery. Lastly, professional manpower availability has a positive but insignificant effect on healthcare service delivery. The study concluded that Professional manpower availability has influence on healthcare service delivery in federal hospitals Abuja, Nigeria. It was recommended among others that the management in the federal hospital should deem it fit for sponsoring the health workers for training and development programmes to enhance their efficiency. Federal government should find lasting solutions to the problems of poor funding and movement of professional health workers particularly nurses/midwives to greener pastures.
KEYWORDS: Healthcare service delivery, Professional manpower availability, Professional manpower, Healthcare service.
TECHNOLOGY BANKING CHANNELS ON CUSTOMER SATISFACTION IN MICRO FINANCE BANK
HABU UMAR JINGI; NAOMI ISHIDI ASARYA; & GRACE ILIYA
Department of Office Technology and Management, Federal Polytechnic Mubi, Adamawa State.
The success of implementing the suggested technology banking service channels dependent on the ability firms to develop and institute a marketing plan which will attract sufficient numbers of users to give reason for the new system. This study therefore, sought to examine the effect of Technology banking service channels on customer satisfaction in Micro Finance Bank. The study used survey research design. In order to answer the research questions for the study, 150 questionnaires were administered to bank customers of from six micro finance banks randomly selected in Adamawa state and 123 useful questionnaires were return which is exactly the sample size of the study. The ICT based products selected were ATM, Telephone Banking electronics, Money transfer, point of sales and Mobile Banking. A Likert scale-typed questionnaire was used with responses ranging from strongly disagree, disagree, neutral, agree and strongly agree. The study indicated that two of technology banking channels (ATM and point of sales) is significant while two of the technology banking channels product (mobile banking Telephone Banking electronics and Money transfer) are not significant. In summary, customers are satisfied with the ATM, point of sales and Mobile Banking but still not satisfied with the use of Telephone Banking electronics and Money. Overall result directs that, bankers should consider the facts and enhance service quality of technology banking channels in order to increase customers‘satisfaction. This study recommended that Micro finance Bank should properly implement their product based to increase customer satisfaction.
KEYWORDS: Technology Banking Channels, Customer satisfaction, Micro Finance Bank
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